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Extended Rate Locks

Extended Rate Locks

  • Protects qualified borrowers from the possibility of rising rates
  • Helps lock down pipeline and ensure that sales contracts are not adversely affected by rising rates
  • Homebuyers can lock their rate for up to 360 days**
  • Homebuyer can exercise a one-time float down within 60 days of closing and revisit product selection at that time***
  • Eligible Products:
    • Conventional conforming fixed rate
    • ARM
    • FHA | VA fixed
  • Maximum loan amount: determined by the high balance loan limit in your county.

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